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Ask The Banker: Debt consolidation loans depend on income

Video Credit: KEZI - Published < > Embed
Ask The Banker: Debt consolidation loans depend on incomeKEZI 9 News talks to Ron Green with Oregon Pacific Bank to learn more.

Ask The Banker: Debt consolidation loans depend on income

It's at the three today is monday... and that means it's time to "ask the banker" sponsored today one of our viewers wants to know if debt consolidation loans are a good idea.

I think debt consolidation is always a good option if you're objective is to lower your interest rate and or lower your monthly payments.

Obtaining a debt consolidation loan though requires that you apply and qualify.

So in the event that you have insufficient income to qualify for a debt consolidation loan my advice would be to go to your credit card provider, go to your bank and say what can you do to help me lower my payments?

Work with them.

Oftentimes they'd rather work with you then see you potentially default on your obligation.

But if you can consolidate and you can reduce your interest rate an monthly payment it's a great thanks ron.

If you have a banking or finance question for ron...we'd love to hear from

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